Communities and Local Government

• Housing
• Buying, selling, owning a home
• Ownership schemes
• Right to Buy
• Approved Lending Institutions

Approved Lending Institutions

A list of organisations with Approved Lending Institution Status under Section 156 of the Housing Act 1985.

Section 156 of the Housing Act 1985 enables lenders to secure the first charge on a property ahead of the landlord. Under statute, high street banks or building societies automatically get the first charge. Other organisations must apply to the Secretary of State for Approved Lending Institution status.

List of Approved Lending Institutions

Name given on order under s156

• Abbey Life Executive Mortgages Limited
• Abbey Life Funding Limited
• Abbey Life Home Loans Limited
• Abbey Life Home Service Limited
• Abbey Life Mortgage Finance Limited
• Abbey Life Mortgage Loans Limited
• Abbey Life Mortgage Securities Limited
• Abbey Life Residential Loans Limited
• Accord Mortgages Ltd
• Albion Home Loans Limited
• Alliance & Leicester Mortgage Loans Limited
• Alliance & Leicester Mortgage Loans (No.2) Limited
• Alliance & Leicester Mortgage Loans (No.3) Limited
• Alliance & Leicester Mortgage Loans (No.4) Limited
• Amber Homeloans Limited (formerly Stroud & Swindon Mortgage Company (No 2)
• Bank of England, The
• Barshelfco (No.16) Limited
• Barshelfco (No.39) Limited
• Barshelfco (No.40) Limited
• Barshelfco (No.41) Limited
• Barshelfco (No.68) Limited
• Battersea Park Morgage Funding Limited
• Beacon Homeloans Ltd
• Blemain Finance Limited
• BNP Mortgages Limited
• Bradford and Bingley Homeloans Limited
• Bradford and Bingley Homeloans Management Limited
• Bradford & Bingley Loans Limited
• Bradford & Bingley Management Limited
• Bradford and Bingley Mortgages Limited 
• Bradford and Bingley Mortgage Management Limited
• Bradford & Bingley Secured Loans Limited
• Bradford & Bingley Secured Loans Management Limited
• Britannia Mortgage Company Number One Limited
• Britannia Mortgage Company Number Two Limited
• Capital Home Loans Limited
• Capital Bank Mortgages Limited
• Cheval Property Finance PLC
• Church House Trust PLC
• Chelsea Mortgage Services Limited
• Cheshire Mortgage Corporation
• CIBC Mortgages plc
• CIS Home Loans Limited
• CIS Mortgage Finance Limited
• CIS Mortgage Maker Limited
• CIS Residential Mortgages Limited
• City Mortgage Corporation Limited
• CL Mortgages Limited
• Collateralised Mortgage Securities (No.16) PLC
• Confederation Mortgage Services Limited
• Consumer Loans Company Limited, The
• Credit Agricole Personal Finance plc
• Credit Agricole Mortgage Company No.1 Limited
• Credit Agricole Mortgage Company No.2 Limited
• Credit Agricole Mortgage Company No.3 Limited
• Darlington Mortgage Services Limited
• Derbyshire Home Loans Limited
• Derbyshire Mortgages Limited
• Distinct Mortgages Limited
• Equity and Law Home Loans Limited
• E-Mex Home Funding Limited
• Finance for Mortgages Limited
• Finsbury Park Mortgage Funding Limited
• First National Mortgage Company
• First National Home Finance Limited (now GE Money Home Finance Limited)
• Furness Mortgage Services Limited
• Future Mortgages 1 Limited
• GE Money Home Lending Limited (Was i Group 5 Limited)
• GE Money Home Finance Limited ( was First National Home Finance Limited)
• General Portfolio Finance Limited
• GMAC-RFC Ltd (formerly RFC Mortgage Services Ltd)
• Gracechurch Mortgage Finance plc
• Gracechurch Mortgage Finance (No.5) Limited
• Green Park Mortgage Funding Limited
• Halifax Loans Limited
• Halifax Loans (No.2) Limited
• Halifax Loans (No.3) Limited
• Halifax Loans (No.4) Limited
• HMC First Home National PLC
• Hanley Mortgage Services Limited
• Hinckley and Rugby Mortgage Services Limited
• HMC Group PLC
• Homeloans Direct Limited
• Household Mortgage Bridging Limited
• Household Mortgage Corporation PLC
• HSMS
• Hyde Park Mortgage Funding Limited
• Ipswich Mortgage Services Limited
• igroup mortgages limited (now GE Money Home Lending Limited)
• igroup uk loans limited
• igroup2limited
• igroup3limited
• igroup4limited
• igroup5limited (now GE Money Lending Ltd)
• Kensington Mortgage Company Ltd
• LBS Insurance Services Limited
• LBS Mortgage Services Limited
• Leamington Mortgage Corporation Limited
• Leeds and Holbeck Mortgage Corporation Limited
• Leeds and Holbeck Mortgage Funding Limited
• Leek United Home Loans Limited
• Legal and General Mortgages Limited
• Legal and General Mortgage Services Limited
• Lombard Home Loans Limited
• London and Manchester (Mortgages) (No.1) Limited
• London and Manchester (Mortgages) (No.2) Limited
• London and Manchester (Mortgages) (No.3) Limited
• London and Manchester (Mortgages) (No.4) Limited
• London and Manchester (Mortgages) (No.5) Limited
• London and Manchester (Mortgages) (No.6)
• London Scottish Finance Limited
• Market Harborough Mortgages Limited
• Money Partners Limited
• Money Partners Finance Limited
• Morgan Stanley Bank International Limited
• Mortgage Business Public Limited Company
• The Mortgage Corporation Limited
• The Mortgage Express Limited 
• Mortgage Funding Corporation PLC
• Mortgage Marque Limited
• Mortgage Services Funding plc
• Mortgage Services Limited
• Mortgages 1 Limited
• Mortgages 2 Limited
• Mortgages 4 Limited
• Mortgages plc
• Mortgages PLC
• N & P Mortgages Limited
• N & P Mortgages Series A Limited
• N & P Mortgages Series B Limited
• N & P Mortgages Series C Limited
• National Home Loans Corporation plc
• National Mutual Home Loans plc
• National Westminster Home Loans Limited
• Newbury Mortgage Services Limited
• Northern Rock Mortgage Services Limited
• North Yorkshire Mortgages Limited
• Norwich & Peterborough (AMC) Limited
• Norwich Union Mortgage Finance Ltd
• Ocwen Limited
• Paribas Lombard Mortgages Limited
• Pickering Finance Limited
• Platform Funding Ltd - formerly The Money Store (No. 1) Ltd
• Platform Funding No. 4 Ltd - formerly The Money Store (No. 2) Ltd
• Platform Funding No. 5 Ltd - formerly The Money Store (No. 3) Ltd
• Portman Financial and Mortgage Services Limited
• Portman Land Services Limited
• Portman Loans Limited
• Portman Mortgage Services Limited
• Post Office, The
• Preferred Mortgages Limited
• Providence Capitol Home Loans Limited
• Providence Capitol Mortgage Services (No.1) Limited
• Providence Capitol Mortgage Services (No.2) Limited
• Regent's Park Mortgage Funding Limited
• RFC Mortgage Services Limited (now GMAC-RFC Ltd)
• Richmond Park Mortgage Funding Limited
• Royal London Homebuy Limited
• S.A. Mortgages No.1 Limited
• Saffron Walden Mortgage Services Limited
• Scotlife Home Loans (No.2) Limited
• Scotlife Home Loans (No.3) Limited
• Secondary Marketing Investment Conduit (No.3) Limited
• Secured Residential Funding plc
• Silhouette Mortgages Limited
• Skipton Mortgage Corporation Limited
• Skipton Mortgages Limited
• Skipton Premier Mortgages Limited
• Southern Pacific Mortgage Limited
• Stroud and Swindon Mortgage Company (No.2) Limited -NOW Amber Homeloans Limited
• St. James Park Mortgage Funding Limited
• Sun Life of Canada Home Loans Limited
• Swift Advances Plc
• Swift Securities Plc
• The Money Store Limited
• The Money Store Company (No. 1) Limited - now Platform Funding Ltd
• The Money Store Company (No. 2) Limited - now Platform Funding No. 4 Ltd.
• The Money Store Company (No. 3) Limited - now Platform No. 5 Ltd.
• Transamerica Lending Company
• UCB Home Loans Corporation Limited
• Universal Credit Limited
• Wesleyan Home Loans Limited
• West Bromwich Mortgage Company Limited
• Yorkshire Bank Home Loans Limited